All IRA Certificate Accounts‡
| Term | Minimum Opening Deposit | Annual Percentage Yield (APY) | Dividends Fixed Rate |
|---|---|---|---|
| 12 months | $500.00 | 4.01% | 3.95% |
| 24 months | $500.00 | 3.85% | 3.80% |
| 36 months | $500.00 | 3.85% | 3.80% |
| 48 months | $500.00 | 3.85% | 3.80% |
| 60 months | $500.00 | 3.80% | 3.75% |
‡Normal IRA restrictions and penalties apply. See IRA Disclosure for IRA Agreement.