All IRA Certificate Accounts‡
| Term | Minimum Opening Deposit | Annual Percentage Yield (APY) | Dividends Fixed Rate |
|---|---|---|---|
| 12 months | $500.00 | 4.06% | 4.00% |
| 24 months | $500.00 | 4.11% | 4.05% |
| 36 months | $500.00 | 4.16% | 4.10% |
| 48 months | $500.00 | 3.55% | 3.50% |
| 60 months | $500.00 | 3.80% | 3.75% |
‡Normal IRA restrictions and penalties apply. See IRA Disclosure for IRA Agreement.